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'Fiscal cliff' bill's effect on 401(k)s
San Francisco Chronicle: The "fiscal cliff" bill will give more workers the chance to convert some or all of their 401(k) account balances into a Roth 401(k), but only if their employer offers a Roth option and allows the conversion.
This is one of the few revenue raisers in the American Taxpayer Relief Act of 2012. It is expected to generate $12.1 billion in tax over the next 10 years, enough to pay about half the cost of delaying federal spending cuts for two months, until March 1.
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