Governing: Since the Trump administration signed off on rules to ease the regulation of short-term and so-called association health plans, states have launched legislative and legal fights against them.
Both types of health plan were restricted under the Obama administration. They are controversial because while they offer consumers a lower-cost option for health care, they aren’t required to fully comply with the Affordable Care Act (ACA). They can reject people with preexisting conditions and refuse to cover benefits like maternity care, mental health and hospitalization. Critics of short-term plans refer to them as "junk insurance."
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