Why high-risk pools won't crack the pre-existing condition dilemma

Modern Healthcare: Some Republican leaders are promoting state high-risk pools as an alternative to the Affordable Care Act's popular provision requiring health plans to accept consumers regardless of pre-existing medical conditions.

They cite Wisconsin's pre-ACA pool, the Health Insurance Risk-Sharing Plan, as a model.

But a Wisconsin insurance official recently cautioned a House panel that high-risk pools need a stable funding source and are not a solution for every state. Other experts say state high-risk pools generally were a policy failure across the country, and making them work properly would require a large amount of taxpayer funding.

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