Health care insurance: Bill would give private insurance association authority to make rules

Chicago Tribune: WASHINGTON - Health care overhaul legislation moving through the Senate Finance Committee puts crucial rule-making authority in the hands of a private association of state insurance commissioners that consumer advocates fear is too closely tied to the industry.

The group -- the National Association of Insurance Commissioners -- currently writes model laws and regulations, which individual states are free to accept or discard. Under the bill by Sen. Max Baucus, D-Mont., the NAIC would craft a model rule governing "health insurance rating, issuance and marketing requirements."

States could deviate from the NAIC-set standards only by appealing to the Department of Health and Human Services. Read Article

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